Wellness plans and pet insurance are two ways to help make your pet’s healthcare more affordable. Each of these options has distinct benefits and it's important to understand the differences between them. Here, our Orlando vets explain more about wellness plans and pet insurance.
Protecting Your Pet's Future Health
Wellness plans and pet insurance policies both offer benefits, but they are very different in what services they cover. That’s why it's important to understand what types of services your pet is and isn't covered for depending on whether you opt for a wellness plan or pet insurance. Understanding these options means you won't be left out of pocket when you visit your vet or need to plan the payment for your pet's veterinary care.
What is a Wellness Plan?
Wellness plans help make it easier for you to cover the cost of your pet's routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
Wellness plans allow you to adopt a more proactive approach to veterinary care by paying a small amount each month rather than a lump sum each visit. These plans help your vet spot early signs of any conditions or diseases your pet may have before they become more serious, and more expensive to treat.
What does a Wellness Plan cover?
Typically, Wellness Plans cover routine veterinary care such as wellness exams, parasite preventives, annual blood testing and vaccines. Improving and maintaining the standard of your pet’s overall health throughout their lifetime is easier because these plans spread out the cost of routine vet care.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance is designed to help you cover the cost of treatment.
Emergency treatment or treating an illness like cancer or diabetes can become very expensive. Pet insurance provides you with financial help to pay the bills for any conditions and accidents that are covered by your pet insurance policy.
What does pet insurance cover?
Pet insurance policies differ but they generally cover treatment for illnesses or emergency treatment required after accidents. In some cases pet insurance policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.
How do I choose which option is pet to cover my pet's needs?
Making sure you know exactly how Wellness Plans and pet insurance can benefit you and your pet can help you decide which is right for you. Many pet owners choose either a Wellness Plan or pet insurance, while others subscribe to both to ensure their pet has complete healthcare coverage.
If you aren't sure which coverage is right for you, speak to your vet. They can help you decide based on your pet's particular needs and concerns.